Click on the sections below to expand them and see more detail.

Step 1 - Login via social media to auto-create an account

•    On your first login, a Sell or Hold account will be automatically created
•    See Login for more detailed help

Step 2 - Check there is sufficient data on your property's location

•    If data for your property’s suburb is unavailable, Sell or Hold can’t help you
•    Enter the suburb and type of your property (i.e. House/Unit)
•    Sell or Hold will check its database for sufficient data for your property’s suburb & type
•    For more details, see the Check Market help page

Step 3 - Enter details about your property

•    Enter details like the value, rental income, expenses, purchase price, etc.
•    Sell or Hold performs some calculations like the cost to sell, should you decide to
•    Sell or Hold also calculates how much money you’ll have left over after a sale
•    Sell or Hold calculates a target price range for a potential replacement property
•    See the Property Details help page for more info

Step 4 - Choose a potential alternative market to reinvest in

•    Sell or Hold will search Australia for the best markets in the target price range
•    Sell or Hold considers growth potential and cash-flow using timely market data
•    A list of the most likely markets to outperform your current property are shown
•    The list is sorted in order of estimated net financial position after three years
•    You need to choose one market for a comparison report to be generated
•    You may prefer higher yielding markets, or cheaper ones, or something else
•    You can change your mind later and generate a new report whenever you like
•    For details, see the Alternative Markets help page

Step 5 - Generate a report and check its insights carefully

•    The report compares your property to a typical one from the chosen alternative
•    Growth, yield and expenses are forecast for a few years into the future
•    The difference in performance between the two properties is called the opportunity cost
•    The cost of selling and buying an alternative is calculated and called recycling costs
•    If recycling costs exceed opportunity costs, it’s more than likely you should hold
•    If opportunity costs greatly exceed recycling costs, you should consider selling
•    A few more observations are included in the report to provide more insights
•    See a sample report and the report help page for more details.

Step 6 - Examine different scenarios

•    You can run multiple scenarios by tweaking figures entered for your property
•    You can see reports for other alternative markets by selecting different ones